Blog · Release · · 7 min read

CoreSpend 1.4: one budget on iPhone, iPad and Mac

The biggest update so far. Your budget now lives on all three devices and stays in step through your own iCloud, with no account and nothing to set up.

For a year CoreSpend was an iPhone app. A good one, I think, but if you sat down at a Mac to look at the month, the budget was in your pocket, not on the screen. 1.4 fixes that. It is the same app, now on iPhone, iPad and Mac, and the three copies keep each other up to date.

Here is what changed and why.

Three devices, one purchase

The iPad version is not a stretched phone. It uses the width: a sidebar on the left, two columns on the Overview, and the transaction lists get proper columns for Date, Name, Category and Amount. Keyboard shortcuts work if you have a keyboard attached.

CoreSpend on iPad: sidebar, Overview with calendar and budgets side by side
The iPad Overview. Calendar and budgets fit next to each other instead of one under the other.

The Mac version is a native Mac app, not a port running in a compatibility box. It has a sidebar, File and View menus, ⌘ shortcuts, a real app icon and desktop widgets. It was built from the same code as the iPhone app, so every number is computed the same way.

CoreSpend on a Mac with a Studio Display, showing the Overview
The Mac app on a Studio Display.

CoreSpend is a universal purchase. Buy it once, on any of the three, and it is yours on the other two. There is no Mac price and no iPad price.

Sync through your iCloud, not through me

This is the part I spent the most time on, and the part you should notice least.

When you are signed into iCloud on your devices, CoreSpend keeps your transactions, budgets, recurring payments and savings goals in step between them. Add a coffee on the phone, and it is on the iPad and the Mac a few seconds later. Change a budget limit on the Mac, and the phone shows it.

A few things are worth saying plainly:

An Overview that explains itself

The Overview is the screen you see most, so it got the most attention.

Income, Spending and Savings are now labelled, and each shows how it changed since last month. Under them sits a new bar that answers the question every budget should answer first: where did the income go? Spending, savings, and what is still available.

The three summary cards with month-over-month change, and the income split bar
Income is up 2 %, spending is up 39 %, and the bar shows 21 % of this month's income is still unassigned.

Budget bars changed colour logic. A category bar is blue while you are comfortably under its limit, amber as you get close, and red once you are over. Over-budget categories move to the top of the list, and the section header says how many there are, so you do not have to scroll to find out.

Category budgets on iPad: Rent over its limit in red at the top, the rest in blue
Rent is over its limit, so it sits at the top in red and the header counts it. The others are comfortably under, in blue.

Tap a category and it opens into one box per day, so a day and its transactions read as one unit. There is a search field right on the Overview for the days when you only want to find one thing.

The Overview on iPhone: summary, income split, calendar, then budgets.

The calendar shows the heavy days

Every day in the Daily Activity calendar is now tinted by how much you spent on it. A quiet Tuesday is pale; the day you paid rent is deep red. You see the shape of the month before you read a single number. Tap any day to see its transactions and edit them in place.

The Daily Activity calendar with days tinted by spending
October at a glance. The 6th and the 25th were the expensive days; on the 7th and the 22nd more came in than went out.

In 1.4.1, which is in testing now, days where more came in than went out turn green instead of red. That is the build in the picture above.

Type the maths

The amount field has had a calculator for a while. What changed is that you no longer have to press =. Type 24+18.50 and hit Save, and CoreSpend stores 42.50. Split a bill, add two receipts, subtract a refund, save.

A new expense with 24+18.50 typed in the amount field and the operator row under the keyboard
The operator row sits above the keyboard. Save does the sum.

Recurring payments land at midnight

Rent, salary and subscriptions are logged on their due date. Until now they were added whenever you first opened the app that day. Now they are posted at midnight, so the morning Overview is already right, and the transactions they create no longer carry a time, because a rent payment does not happen at 09:41.

The recurring payments list on iPhone
Yearly and monthly items, each with its next date and a Pause button.

Widgets that use the space

The widgets were rebuilt. Large widgets fill their height instead of leaving a gap at the bottom. Upcoming Bills lists up to seven bills for the next 30 days with the total due. Savings Goals shows active goals first. Balance now shows your latest transactions under the number. Yearly Overview lists every month so far. Today's Spending compares today with yesterday.

Amounts are shown whole unless the cents matter, and currencies that go after the number, like zł and Kč, go after the number in the widgets too.

Home Screen widgets on iPhone. The same set is on iPad and on the Mac desktop.

Mac desktop widgets from CoreSpend on a Studio Display
On the Mac, the widgets live on the desktop.

Savings, summarised

Above your savings goals there is now a summary: Total Saved, Target, Left and Progress. Four cards on iPad and Mac, one compact strip on iPhone. Goal dates are projected from your whole contribution history, including the months you skipped, so the date is honest.

The savings summary strip: total saved, target, left, progress
The strip above the goals. 28 % of the way to all of them combined.

Smaller things

The Spending page with the Transactions / Recurring switch
The Spending page: switch, search, filter, one list.

What it costs

The same as before. $0.99, once. The iPad and Mac apps are included, iCloud sync is included, and so is every update after this one. There is no subscription tier and there will not be one.

If something is broken, or something you need is missing, write to me. 1.4.1 is already in progress, and it starts with the things people reported in the first week.

Own it. Don't rent it.

CoreSpend is $0.99 once, for iPhone, iPad and Mac. No account, no subscription, no tracking.

Download on the App Store